Home Loans First Mortgage
Yes, we do home loans! In fact, we consistently offer some of the most competitive rates and lowest closing costs in the area. In some cases, assistance programs are available to help qualified borrowers with down payments and closing costs. What we do matters.
We have a fully diversified First Mortgage Loan portfolio with fixed-rate terms ranging from 10 to 30 years to fit your needs.
If you’re getting ready to purchase a new home, please visit our Mortgage Center to learn more. If you have questions about the process, give our mortgage specialists a call. Ready to get started? Apply for a mortgage online here.
You’ll save time and have a lot more negotiating power when you’re pre-approved for your loan.
And that’s not all. St. Louis Community Credit is committed to helping make the pathway to homeownership more attainable for all. With our Affordable Seconds Home Loan product, we help qualified buyers overcome common barriers to homeownership while providing additional resources and support every step of the homebuying journey. Learn more.
*Certain geographic restrictions apply.
Click the button below to complete an application or call 314-256-3900 to speak with a home loan specialist.
Rates, terms, and conditions are subject to change and may vary based on creditworthiness and qualifications. All loans are subject to approval. See Credit Union for details. Properties securing home loans must be in St. Louis City, St. Louis County, St. Charles County, Franklin County and select counties in Illinois. Property insurance will be required and flood insurance where necessary. Consult a tax advisor regarding tax deductibility. Refinancing available from other institutions only. St. Louis Community Credit Union NMLS# 616755. Carrollton Bank NMLS# 719258.